Need help call : +91-8130700088
Contact Email : info@ourloanguru.com
Need help call : +91-8130700088
Contact Email : info@ourloanguru.com
If you find yourself in a need of funds to pay for educational expenses for your children or a wedding in the house. There could also be unexpected other personal expanses to deal with. OurLoanGuru assures to arrange a quick and best personal loan deal for you.
10.99% Interest Rate
A Personal loan is an unsecured loan provided by banks and financial Institutions to cater your personal needs, whether it’s for a family wedding, a shopping trip, a dream vacation or anything else. It does not require any type of security.
The eligibility criteria for personal loans depend on the concerned bank however
the following are the common eligibility criteria among all the banks.
| Age Limit | The applicant should be min 21 years & max. 65 years. |
| Income |
* Minimum Net Salary require is 20,000/- |
| Work Continuity | You should be at least 2 Years of job continuity. In case you are self-employed, the continuity of business and income is the most critical |
| Employment | Employees of listed companies, Central and State Governments, and public sector undertakings are eligible for a higher amount. |
| Credit History | This is the most crucial eligibility factor. A credit score of 650 or above is typically considered good score. The better your credit score, the higher are your chances of getting a Personal Loan.
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| Who Can Apply | Salaried persons, self-employed professionals, and self-employed persons are eligible to apply for a Personal Loan.
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The following are the common documents required for a Personal Loan:
Personal Loan are offered usually on fixed rate of interest.
You can re-pay your business loan through either ECS or SI.
Yes. Part-payment facility after a certain lock-in period will be permitted.
Yes. Some banks do provide dropline overdraft facility/Flexi Personal Loan .